The eLife® Process - Easy, Efficient, Effective - No Medical Exam - Instant Issue Term Life Insurance*

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In the past two years have you been diagnosed or treated for HIV, cancer, stroke, hepatitis, heart disease, emphysema, kidney disease, Alzheimer's disease, alcohol or drug abuse?
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Traditional Quality, One-Day Approvals.*


TermRunner.com provides a traditional Term Life Insurance policy using the "eLife® process", for qualified applicants using a high-speed, state-of-the-art technology process. It is also the basis for The World's Fastest Life Insurance Policy.


All policies are issued by Life Insurance companies rated "Superior" or "Excellent" by the A. M. Best Company rating service. A. M. Best is the leading authority on financial ratings for insurance companies in the United States.


TermRunner is owned and operated by Spectrum Direct Insurance Services, Inc., which is headquartered in Mission Viejo, Calif. One of the co-founders of Spectrum Direct is Mr.


Seymour Alter, a Chartered Life Underwriter with 35 years of experience in the Life Insurance Industry. Mr. Alter's license numbers in all 50 states appear below. The other co-founder of Spectrum Direct is Mr. Christopher Snyder, who is also a Chartered Life Underwriter. Mr. Snyder is also a Chartered Financial Consultant.


Mr. Alter and Mr. Snyder founded Spectrum in 1986 and both gentlemen are well known experts in the insurance industry. They have been instrumental in working closely with senior management of many Life Insurance companies in the United States to develop the ability to bring eLife from TermRunner to families like yours.


Now you can secure your family financial protection with life insurance without waiting weeks or months for a policy to be approved. It truly is The World's Fastest Life Insurance Policy. Fill out our simple online request form or call us Toll-Free at 1-800-680-7160.


Licensing
Our corporate headquarters are located at 26023 Acero, Suite 100, Mission Viejo, CA 92691 (CA License # 0E97501). Insurance is offered through Spectrum Direct's licensed agent, Seymour Alter, Chartered Life Underwriter, who is licensed and appointed with Household Life Insurance Company, First Central National Life Insurance Company of New York, Liberty Life Insurance Company and Fidelity Life Association in the following jurisdictions:

 State License # State License #
 Alabama A199082 Montana 912921
 Arizona 123756 Nebraska AG284181
 Arkansas 234588 Nevada 81310
 California OBO5917 New Hampshire 371238
 Colorado NPI130691 New Jersey IP-8104378
 Connecticut 1070625 New York LA-954522
 Delaware 167892 New Mexico 115665
 District of Columbia AI1023119 North Carolina Available on Request
 Florida A004779 North Dakota 426203
 Georgia AGN611659 Ohio 83741
 Hawaii NR316538/VID213187 Oklahoma 948827
 Idaho AL092578 Oregon 179191
 Illinois Available on Request Pennsylvania 299443
 Indiana 410775 Rhode Island 1055354
 Iowa IA0000000254403 South Carolina Available on Request
 Kansas 426203 South Dakota SD-0004974553
 Kentucky DOI541198 Tennessee 858567
 Louisiana 283658 Texas 1116685
 Maine PRN82428 Utah 141503
 Maryland NA1164612 Vermont 299497
 Massachusetts 1765753 Virginia Available on Request
 Michigan 263353 Washington 596JF
 Minnesota IN-20302718 West Virginia 418933
 Mississippi 0303137 2003 001 Wisconsin 2406057
 Missouri PR153647 Wyoming 65304


* Qualified applicants can purchase coverage from $25,000 up to One Million Dollars depending on age and state. Instant issue products require just a few health questions.


Copyright © 2010 Spectrum Direct Insurance Services, Inc. All Rights Reserved.

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