The eLife® Process - Easy, Efficient, Effective - No Medical Exam - Instant Issue Term Life Insurance*

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Licensed, Professional and Friendly Agents


Our Licensed, Professional, and Friendly agents are all based in the United States, with the majority of them in our call center in Southern California. You can expect to be treated with respect and courtesy…and you will be!


When you complete the short online information form on TermRunner.com, you will be telephone promptly by one of our highly-trained and qualified agents. Based on your unique set of needs, a recommendation will be made as to which eLife® Term Insurance policy is best for you.


In order to make such a recommendation, our agents must be licensed in the State where you reside - and they are! Most states require continuing education requirements which are consistently fulfilled by all of our agents. So you can be sure you are talking to a knowledgeable professional.


Our agents will assist you by providing you with any information you may need so that you may make a wise and informed decision. All of your questions will be answered. You will most likely be discussing how much Life Insurance you need; how long you need it; which company to buy from; and payment methods, such as monthly, quarterly or annually. Our agents will help you to put a Life Insurance plan in place, taking into consideration whether you are married, have dependent children, have a mortgage or other loans to pay off in the event of death and other specifics unique to your family's personal financial needs.


Our goal is to provide you with security - not only through your life insurance policy, but security in knowing that you are dealing with a professional, licensed and experienced organization.


TermRunner is owned and operated by Spectrum Direct Insurance Services, Inc. one of the most prominent insurance organizations in the Unites States. To learn more about Spectrum Direct and TermRunner, click here.